The Management Team

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The Management Team 2017-06-12T13:34:32+00:00
Mr Dheeraj Dikshit
Mr Dheeraj DikshitGroup Managing Director

Mr Dikshit holds an MBA and a Bachelor of Commerce. Prior to joining FMB, Mr Dikshit worked…
Mr Dikshit holds an MBA and a Bachelor of Commerce. Prior to joining FMB, Mr Dikshit worked for HSBC in different capacities. He has more than 21 years’ working experience in corporate and commercial banking as well as retail banking and consumer assets. Mr Dikshit joined FMB in 2011.
Mr John M O' Neill
Mr John M O' NeillManaging Director of The Leasing and Finance Company
Mr O’ Neill is a fellow and member of the Institutes of Chartered Accountants in Ireland…
Mr O’ Neill is a fellow and member of the Institutes of Chartered Accountants in Ireland and Malawi respectively. His professional working experience of over 40 years includes 17 years with Deloitte where he served six years as a partner in its Malawi Practice. He was appointed to the Board of FMB in 1996 and currently holds the position of Group Finance Director.
Mr Kobus Louw
Mr Kobus LouwGroup GM, Credit & Operations

Mr Louw holds an MBA and a Bachelor of Economics. He is presently studying towards a Masters in…
Mr Louw holds an MBA and a Bachelor of Economics. He is presently studying towards a Masters in Futures Studies. Mr Louw has 29 years’ experience having worked for two of the largest South African banks in a range of capacities. Most recently, he was Head of Business Banking for First National Bank Namibia. Mr Louw joined FMB on 1 April 2015.
Mr Thomas J Kadantot
Mr Thomas J KadantotGroup GM, Treasury & International Banking
Mr Kadantot’s qualifications include an MBA in Finance & Accounting and a Post Graduate Diploma in…

Mr Kadantot’s qualifications include an MBA in Finance & Accounting and a Post Graduate Diploma in Business Administration with a distinction from the University of Liverpool. He also holds a Bachelor of Science degree in Physics, Mathematics & Statistics from Bombay University and a CAIIB (1) from India Institute of Bankers. His work experience spans 26 years, covering employment with Maser Pvt Ltd, Bank of India, and FMB where he has worked in various senior managerial positions in foreign exchange, branch operations, corporate banking, correspondent banking, trade finance and treasury.

Mr Srijit Ramakrishnan
Mr Srijit RamakrishnanGroup Head of IT

Mr Ramakrishnan holds an MBA (IT), Bachelors in Commerce and Higher Diploma in Software Engineering…

Mr Ramakrishnan holds an MBA (IT), Bachelors in Commerce and Higher Diploma in Software Engineering. He has 21+ years’ working experience and brings many years of IT leadership and a wealth of technology experience in general Banking and Financial services. His core areas of expertise are Banking Technologies, IT Governance, IT Projects and Operations management.

Willium Masamba
Willium MasambaGroup Head of Risk and Compliance
Mr. Masamba is a certified Professional Risk Manager (PRM) with Professional Risk Managers…
Mr. Masamba is a certified Professional Risk Manager (PRM) with Professional Risk Managers International Association in USA. His academic qualifications include an MSc in Applied Finance and Bachelor of Accountancy degree. He joins the bank following 16 years of banking sector regulation with The Reserve Bank of Malawi.
Mr Shwetank Singhvi
Mr Shwetank SinghviGroup Chief Operating Officer

Mr Singhvi holds an MBA and a Bachelor of Engineering. He has previously worked for HDFC Bank…

Mr Singhvi holds an MBA and a Bachelor of Engineering. He has previously worked for HDFC Bank, HSBC, Barclays, and Standard Chartered Bank. He has over 12 years’ experience in retail banking, retail broking, commercial banking and banking operations. He joined FMB in 2013.

Mr Michael Kadumbo
Mr Michael KadumboChief Finance Officer

Mr Kadumbo holds a Bachelor of Accountancy, FCCA and CPA (Malawi). He has more than 14 years’…
Mr Kadumbo holds a Bachelor of Accountancy, FCCA and CPA (Malawi). He has more than 14 years’ working experience in accountancy and finance. Prior to joining FMB, he worked for ADMARC Investment Holding Company.
Mr Sizabona Makwakwa
Mr Sizabona MakwakwaChief Operating Officer

Mr Makwakwa has worked for FMB for more than 16 years. He has qualifications in Sales…
Mr Makwakwa has worked for FMB for more than 16 years. He has qualifications in Sales Management (UNIMA, Polytechnic), Banking Certificate from the Chartered Institute of Banking and a Diploma from the Chartered Institute of Marketing. He has worked in various capacities in core banking systems, banking operations, clearing and administration.
Ms Agness Jazza
Ms Agness JazzaHead of Corporate Banking

Ms Jazza has worked for FMB for over 17 years, holding various capacities in banking operations, credit…
Ms Jazza has worked for FMB for more than 17 years, holding various capacities in banking operations, credit, retail banking and corporate banking. She holds an MBA (MANCOSA).
Mrs Sylvia Nankwenya-Mataka
Mrs Sylvia Nankwenya-MatakaHead of Marketing & CSR

Mrs Mataka holds Bachelor of Social Sciences and Bachelor of Commerce degrees and an MBA…
Mrs Mataka holds Bachelor of Social Sciences and Bachelor of Commerce degrees and an MBA. She joined FMB in July 2010, having previously worked at National Bank of Malawi, Wachovia Bank of Georgia, NA (now Wells Fargo), Chevy Chase Bank (USA) and Malawi Savings Bank. She has over 25 years’ working experience, holding various capacities in core banking, private banking, marketing, corporate affairs, public relations and CSR.
Mr Ackson Banda
Mr Ackson Banda Head of Internal Audit

Mr. Banda has over 10 years of internal auditing and risk management experience…
Mr. Banda has over 10 years of internal auditing and risk management experience and has successfully executed audit projects in eight different countries. Prior to joining FMB in 2015, he worked for Medical Aid Society of Malawi, NICO Holdings Ltd and World Vision International. He is a Certified Internal Auditor (CIA) and also holds a Bachelor of Accountancy degree obtained from University of Malawi, FCCA and CPA (Malawi).
Mr Sudhir Nair
Mr Sudhir NairHead of International Banking and Treasury Operations
Mr Sudhir Nair joined FMB in 2013. Prior to joining FMB, he worked with International Commercial…
Sudhir Nair joined FMB in 2013. Prior to joining FMB, he worked with International Commercial Bank (ICB), Malawi as Senior Operations Manager. He also worked with International Netherland Group (ING) in Asia in various capacities. He has more than 21 years of experience, his area of expertise being banking operations. He holds a Bachelor’s degree in Science and a Diploma in Computer Office Applications.
Ms Clara Chirwa
Ms Clara ChirwaHead of Credit
Ms. Chirwa holds an ACCA, a Bachelor of Accountancy (UNIMA), a Financial Services Diploma in Treasury…
Ms. Chirwa holds an ACCA, a Bachelor of Accountancy (UNIMA), a Financial Services Diploma in Treasury & International Banking (IOB, SA) and she is a Certified Risk Analyst (IABFM). She has more than 12 years working experience in Finance and Banking Operations. She joined FMB in 2002.
Mr Oswald C. Mtokale
Mr Oswald C. MtokaleCompany Secretary & Legal Advisor
Mr. Oswald C. Mtokale holds a Bachelor of Laws (Honours) Degree obtained from the University of…
Mr. Oswald C. Mtokale holds a Bachelor of Laws (Honours) Degree obtained from the University of Malawi in 2007. He worked for private law firms, Salimu and Associates and, Banda Banda and Company. He also worked as a Legal Services Manager for NBS Bank and Indebank before joining FMB.
Mr Maxwell Sibanda
Mr Maxwell SibandaIT Projects Manager

Mr Sibanda is a Microsoft Certified Systems Engineer and an Oracle Certified Database Engineer…
Mr Sibanda is a Microsoft Certified Systems Engineer and an Oracle Certified Database Engineer, and has a BSC in Computer Science and a PMA. He has more than 15 years’ working experience in electronic payments, mobile solutions, alternate channels, business transformations and system integration. Prior to joining FMB, he also worked for Oracle Systems (UK), Standard Chartered Group Africa, Technology Associates Group and participated in the implementations of various World Bank sponsored projects in Africa and the Middle East.
Mr Patrick Kabambe
Mr Patrick KabambeManaging Executive and Head of Government and International Organisations.
Patrick holds an MA in Economics degree from the State University of New York at Binghamton and….
Patrick holds an MA in Economics degree from the State University of New York at Binghamton and a Bachelor of Social Science Degree from University of Malawi. He has over 24 years’ experience in Malawi Government. He has been Principal Secretary for 12 years in a number of strategic ministries including Finance, Agriculture, Foreign Affairs and Labour.
Ms. Nargis Khan
Ms. Nargis KhanHead of Human Resources & Administration
Ms. Khan holds a Masters in Business Administration and a Human Resources Diploma. She has more than 19 years’ working experience…
Ms. Khan holds a Masters in Business Administration and a Human Resources Diploma. She has more than 19 years’ working experience in Strategic and Operational Human Resources Management, Training and Development as well as Health and Safety. Before joining FMB Nargis was at G4S Malawi where she was Human Resources Director and Company Secretary for eight years. Prior to that, she worked for Toyota Malawi Limited as National Human Resources Manager.