Mr Ravindra Shrinivas Kamath (Head of Operational Risk and Compliance)
Mr Kamath is qualified with a Master of Commerce and Bachelor of Commerce and is a Chartered Associate of the Indian Institute and Fijian Institute of Bankers.  He has over 29 years of banking experience from Fiji Islands and India following which he progressed to his current position in FMB after serving in various management positions from May 1999.

Mr Emmaty Paul Jacob (Head of Information Technology)
Mr Jacob has an MSc in Mathematics and BSc in Mathematics and Statistics and prior to joining FMB had 29 years of experience in mainstream banking and IT related areas.  He joined FMB in 2002 as Head of Information Technology.

Mr Thomas Joseph Kadantot (Head of International Banking)
Mr Kadantot is a Chartered Associate of the Indian Institute of Banking and has been with FMB in his current role since October 2000.

Mr Sriram Gade (Head of Credit Department)
Mr Gade is a post graduate in Economics and a Certified Associate of Indian Institute of Bankers. He has done post graduate diploma in Equity Research and Analysis from the Institute of Chartered Financial Analysts of India and a holder of General Certificate from International Securities Market Association (ISMA, Zurich). He is also a Certified Information Systems Auditor (CISA) and Oracle Certified Professional (OCP). His experience of 24 years covers mainly Credit, Treasury and IT in India and Germany.

Mr Darren Temperly (IT Manager)
Mr Darren Temperly is a Microsoft Certified Professional with Network Development and Management Skills. He has extensive experience in IT having worked in South Africa and Malawi. Prior to joining FMB he had worked as Technical Director of AFCOR Limited.

Mrs Gayatri Ravindra Kamath (Senior Operations Manager)
Mrs Kamath is qualified with a BCom (Hon) from Bombay University and is a Chartered Associate of the Indian Institute of Bankers.  She has over 23 years experience in banking having also worked in India and Fiji.  She joined FMB in August 1999.

Ms Indira Sharma-Surtee (Senior Manager, Human Resources & Administration)
Ms Sharma-Surtee holds a Diploma in Human Resources Management (South Africa) and Diploma in Business Studies (Administration) from the University of Malawi.  She joined FMB in 1996 prior to which she worked for 4 years as Administration Manager on a large hydroelectric power scheme.

Mrs Anna Mafuleka (Senior Manager, Central Clearing Department)
Mrs Mafuleka is a Certified Banker of the Institute of Financial Services, UK. She has over 35 years of banking experience having worked for National Bank of Malawi as Customer Service Manager prior to joining FMB.

Mr Tiwonge Kaluwa (Audit Manager)
Mr Kaluwa joined the bank in 1999 with a Bachelor of Accountancy degree from the University of Malawi.  He has gained a broad understanding of FMB having held various positions within the Company before being appointed Audit Manager in July 2002.

Mr George Kamvulumvulu (Business Development and Marketing Manager)
Mr Kamvulumvulu holds an MBA from Henley Management College (UK) and a Diploma in Business Studies from University of Malawi.  Prior to his current position he was Financial Controller of LFC for 16 years.

Mr Nelson Thurasoni Gankha Njikho ( Programme Manager, Makwacha)
Mr Njikho has a BSc in Agriculture (With Credit) from the University of Malawi and an ACCA Certified Diploma in Accounting and Finance. His previous experience includes a career of 27years with National Bank of Malawi where he rose to a position of Corporate Banking Manager. His is a skilled horticulturist having worked for the Research Department of the Ministry of Agriculture and Natural resources for 3 years.

Mr Maxwell Chibisa Banda (Finance Manager)
Mr Banda holds a dip. PAECM and is a part qualified ACCA. He is a skilled accountant with broad experience in FMB having worked for the bank for the past 9 years.

Mr Allan Kalulu (Manager, International Banking)
Mr Kalulu is a part qualified ACCA. He is a skilled banker with broad experience in FMB operations having worked for the bank for the past 12 years.

Mr Fred Clarence Chipembere (Legal Officer)
Mr Chipembere heads the Legal Department. He holds an LLB (Hons) from the University of Malawi. He is a fully fledged legal practitioner and prior to joining the bank he worked for Messrs Kalekeni Kaphale Lawyers (a firm) for 3 years where he was involved in drafting of legal documents and litigation at all levels of the courts up to and including the Supreme Court of Appeal. He has attended various courses in law including advocacy training organized by the British Council Barristers Advocacy Committee and the International Bar Association.

Mr Jai-murima Mlaliki (Credit Manager)
Mr Mlaliki has an MSc in Financial & Legal Management from Thames Valley University-UK and a B.soc Science (Economics) from the University of Malawi. He is also a member of the institute of Chartered Secretaries and Administrators (ICSA-UK). Mr Mlaliki’s experience includes working for the University of Malawi as Lecturer in Finance and Head of Management Studies Department.

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